LaunchKit · 2026
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fints-banking

Support for German personal online banking following FinTS banking standard.

2
483 downloads
by @h4gen

Setup & Installation

openclaw skills install @h4gen/fints-banking

Or with the ClawHub CLI, for registry-managed skill folders outside a full OpenClaw workspace:

npx clawhub install fints-banking

Version History

v1.0.3Feb 17, 2026 - Version note by skill developer:

Add COMMANDS.md command reference and link from SKILL.md

What This Skill Does

Connects an AI agent to German personal online banking using the FinTS standard via the fints-agent-cli tool. Credentials are stored in the system keychain. Transfers require explicit user confirmation before execution.

Stores credentials in the system keychain rather than plain-text config, and enforces a mandatory dry-run plus explicit confirmation phrase before any real transfer executes.

When to use it

  • Check balances across multiple German bank accounts
  • Retrieve and filter recent transactions by IBAN or date range
  • Initiate a bank transfer with dry-run preview before sending
  • Onboard a new German bank account via interactive setup
  • Look up whether a specific German bank is supported by provider code

Example Workflow

Here's how your AI assistant might use this skill in practice.

INPUT

User asks: Transfer €120 to IBAN DE44500105175407324931 for 'invoice 2024-11'

AGENT
  1. 1Run fints-agent-cli accounts to confirm the source IBAN
  2. 2Run transfer --dry-run with all fields and present parsed details: from_iban, to_iban, to_name, amount, reason
  3. 3Wait for user to type the exact phrase APPROVE TRANSFER
  4. 4Execute the real transfer command without --dry-run
  5. 5Report the final transfer status and any bank response lines
OUTPUT

Transfer confirmed with status 'Success' and bank response code

Requirements

Accounts, API keys, or tools you or your AI assistant may need to set up while using this skill.

fints-agent-cli binary (installable via uv: uv tool install fints-agent-cli)German bank account with FinTS online banking access enabled