Setup & Installation
Or with the ClawHub CLI, for registry-managed skill folders outside a full OpenClaw workspace:
What This Skill Does
A structured financial system for solopreneurs covering budgeting, cash flow forecasting, profit tracking, and tax planning. Designed to be set up in 30 minutes and maintained in 15 minutes per month. No accounting background needed.
Combines budgeting, cash flow, targets, and tax planning into one lightweight workflow instead of treating them as separate tools or spreadsheets.
When to use it
- Building a monthly budget with fixed and variable expense categories
- Forecasting cash flow 3 months ahead before a slow season
- Setting quarterly profit margin and revenue growth targets
- Calculating how much to set aside for quarterly estimated taxes
- Running a monthly actual-vs-budget review to find overspend
Example Workflow
Here's how your AI assistant might use this skill in practice.
User asks: I need to know if my business can afford to hire a contractor next month
- 1Pull current monthly budget baseline including fixed and variable expenses
- 2Calculate gross profit after existing expenses and owner salary
- 3Model contractor cost as a new variable expense line
- 4Check 3-month cash flow forecast to confirm ending cash stays above 2-month reserve
- 5Flag if adding the contractor pushes net profit below target margin
A go/no-go recommendation with the specific dollar impact on monthly profit and cash reserve, plus a revised budget line showing where to cut if the hire is borderline