Setup & Installation
Or with the ClawHub CLI, for registry-managed skill folders outside a full OpenClaw workspace:
What This Skill Does
Handles origination for commercial real estate, construction, and reverse mortgage (HECM) loans. Covers deal sizing, underwriting package review, structuring, draw management, borrower education, and coordination through closing. Each loan type has dedicated workflows for qualification, compliance, and documentation.
Covers the full origination lifecycle for three structurally different loan types in one place, reducing the need to switch between separate workflows for commercial, construction, and reverse mortgage deals.
When to use it
- Sizing a commercial loan using DSCR and sensitivity analysis
- Building a draw schedule tied to construction inspection milestones
- Walking a senior borrower through HECM payment options and obligations
- Spreading rent rolls and financial statements for a CRE underwriting package
- Tracking change orders and budget variances on a renovation loan
Example Workflow
Here's how your AI assistant might use this skill in practice.
User asks: I have a commercial borrower requesting a $3M loan on a mixed-use property with a DSCR of 1.18 and 75% LTV. Can this work?
- 1Analyze borrower and guarantor liquidity, net worth, and global cash flow
- 2Run DSCR, LTV, and debt yield calculations to assess feasibility
- 3Model sensitivity under rate and occupancy stress scenarios to identify coverage risk
- 4Recommend structuring adjustments such as recourse, reserves, or amortization changes
- 5Outline conditions and third-party due diligence requirements to move to underwriting
A structured deal assessment with sizing rationale, risk flags, and a recommended term sheet outline